
^Bonus Altitude Points Promotion Altitude Black: To qualify for the bonus point promotion you must apply and be approved for a new Altitude Black card with Altitude Rewards between 6th December 2022 and 14th June 2023, and spend $6,000 or more on eligible purchases within 120 days of card approval in one or more transactions. +Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer.

The bonus Altitude Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. >Altitude Rewards Platinum Bonus Points Promotion: To qualify for the bonus points you must apply and be approved for a new Altitude Rewards Platinum card between 6th December 2022 and 14th June 2023 and spend the minimum amount of $3,000 on eligible purchases on an Altitude Rewards Platinum card within 90 days from card approval in one or more transactions. This Monthly Fee will, subject to the Flex Card Terms and Conditions, be waived if you pay off the Closing Balance shown on your previous statement by the payment due date shown on your statement. The Monthly Fee is charged to your Flex Card Account each month and once it is charged it forms part of your balance. ***Monthly fee waiver: Flex Card has a flat Monthly Fee. These promotional offers are not available if you apply under the Westpac Premier Advantage Package.
#Compare credit cards interest free full#
If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date.

Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period unless the amount is paid off earlier.

Activating your card triggers the processing of the balance transfer. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. A balance transfer fee of 2% will apply to balance(s) transferred to a new Low Rate credit card. **Low Rate Balance transfer promotion: This offer is available when you apply for a new Low Rate credit card between 1st July 2022 and 14th June 2023, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards.
